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UNDERSTANDING INSURANCE COVERAGE:

Bodily Injury: pays for bodily injury and death to others caused by a covered driver in an at-fault accident.

Property Damage Liability: pays for damage to another person's property caused by a covered driver; a vehicle, building, telephone poles, etc.

Uninsured/Underinsured Motorist Coverage: pays you if injured by an unisured or underinsured driver. Some states will also make available Unisured Motorist Property Damage which protects against damages done to your property by an unisured motorist.

Medical Payments: pays for medical expenses resulting from accidental injury regardless of fault.

Comprehensive: pays for damages to a covered vehicle if stolen damaged by fire, windstorm, vandalism, flood, hitting an animal, or damaged caused by falling objects.

Collision: pays for damage when covered vehicle collides with another vehicle or object.

Collision Deductible Waiver: Waives your Collision Deductible if your vehicle is damaged by an uninsured motorist, and you have purchased Uninsured Motorist coverage.

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